Health, Dental, Vision, Disability & Life Insurance

Health, Dental, Vision, Disability & Life Insurance.

We create a benefit plan to fit your current budget and provide superior benefits offerings! Our V.P. of benefits Mr. D. Johnson has over 40 years experience building specific plan offerings to meet the needs of any employer! Moreover, with the addition of Obama Care, the costs could be significantly less than just going at it alone. Keep these points in mind when deciding to build your benefits offering:


It is important to mitigate litigation! Therefore, create eligibility requirement that are non-discriminatory: i.e. Eligible for health, dental, vision, and life benefits if the employee is regularly scheduled to work thirty (30) or more hours per week.

You are eligible for life and disability benefits if you are regularly scheduled to work twenty (20) or more hours per week.

Benefits begin the first of the month following your date of hire or on your date of hire if you start the first day of the month.


Offer many options: Health Maintenance Organization (HMO), Preferred Provider Organization (PPO) or a point of service (POS) Plans.

Medical Plans are administered by various Health Insurance Companies.


Includes diagnostic and preventive, routine restorative, major restorative and orthodontic benefits.

Dental Plans should be affordable to all employees therefore make a few offerings for the employee pool.

We make sure that all plans meet eligibility requirements without any discrimination towards any employee!

Life, LTD, STD, LTC, 401K, etc. Always be sure to have thise anxcilliary benefits available for employees to participate in.

For more information on APLAZ Health, Dental, Vision, and Life, contact an APLAZ business service specialist at (650) 557-3797 or click the contact button: